{"id":18230,"date":"2025-03-26T14:20:30","date_gmt":"2025-03-26T13:20:30","guid":{"rendered":"https:\/\/aden-immo.immodesignservice.de\/the-path-to-home-ownership-how-to-make-the-transition-from-tenant-to-owner\/"},"modified":"2025-12-10T13:44:25","modified_gmt":"2025-12-10T12:44:25","slug":"the-path-to-home-ownership-how-to-make-the-transition-from-tenant-to-owner","status":"publish","type":"post","link":"https:\/\/aden-immo.com\/en\/the-path-to-home-ownership-how-to-make-the-transition-from-tenant-to-owner\/","title":{"rendered":"The path to home ownership: How to make the transition from tenant to owner"},"content":{"rendered":"

Rising rents and fixed-term rental contracts are just one reason why many people want to own their own home in the long term. However, getting there is often more complicated than expected. We explain what is important – and how to make the step into ownership a success. <\/strong><\/p>\n

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Create a financial basis and check funding opportunities<\/h2>\n

Before you take concrete steps towards home ownership, you should analyze your initial financial situation. Equity is a key building block when buying a property. Experts recommend covering at least 20 to 30 percent of the purchase price from your own funds – ideally including ancillary costs, which can account for up to 15 percent of the purchase price depending on the federal state. <\/p>\n

In addition to saving, it is also worth taking a look at state subsidies. Programs such as the KfW subsidy, the Baukindergeld (depending on the region) or low-interest loans can make financing much easier. It is best to consult an independent financial advisor or your bank at an early stage to find out what options are available to you and how high your realistic financing margin is. <\/p>\n

Your future home: How to choose the right property<\/h2>\n

Once the financing has been secured, the search for the right property begins. Think carefully about what you want your property to do: How many rooms do you need? Which location is suitable – urban, rural or on the outskirts? What infrastructure (schools, shopping facilities, transport links) is important to you? <\/p>\n

Create a realistic requirements profile and prioritize your wishes. Remember: no property meets all the criteria – a willingness to compromise is required. If you take the time to view properties, make comparisons and consult experts (e.g. building experts) if you are unsure, you will generally make better decisions. <\/p>\n

Smooth transition: terminate rental agreement, organize move<\/h2>\n

As soon as the purchase contract has been signed, moving into your own home draws closer. Now it’s time to plan well. Take into account the notice period of your rental contract – usually three months – and coordinate the handover date of the new property accordingly. This will help you avoid unnecessary double payments. <\/p>\n

The move should also be prepared well in advance. Get quotes from removal companies, sort things out early and plan renovation or modernization measures before you move in, if necessary. A structured approach will give you a more relaxed start to the new phase of your life. <\/p>\n

Do you finally want to move into your own four walls? We support you every step of the way. Whether financing planning, property search or relocation coordination – our experienced team will accompany you on the path to ownership. Get in touch with us and let us advise you without obligation – we look forward to getting to know you. <\/strong><\/p>\n

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Notes<\/u><\/strong><\/p>\n

The generic masculine is used in this text to improve readability. Female and other gender identities are explicitly included where this is necessary for the statement. <\/p>\n

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Legal notice:<\/strong> This article does not constitute tax or legal advice in individual cases. Please consult a lawyer and\/or tax advisor to clarify the facts of your specific individual case. <\/p>\n

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Photo: \u00a9 noah-silliman\/Unsplash.com<\/p>\n

KUF_KAU_5<\/p>\n","protected":false},"excerpt":{"rendered":"

Rising rents and fixed-term rental contracts are just one reason why many people want to own their own home in the long term. However, getting there is often more complicated than expected. We explain what is important – and how to make the step into ownership a success. Notes For reasons of readability, this text uses the generic masculine… <\/p>\n","protected":false},"author":14,"featured_media":18236,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","footnotes":""},"categories":[750],"tags":[752],"class_list":["post-18230","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-content-max","tag-real-estate-valuation"],"_links":{"self":[{"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/posts\/18230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/comments?post=18230"}],"version-history":[{"count":0,"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/posts\/18230\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/media\/18236"}],"wp:attachment":[{"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/media?parent=18230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/categories?post=18230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aden-immo.com\/en\/wp-json\/wp\/v2\/tags?post=18230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}